Category: Home Insurance

Home insurance is a crucial safeguard for your property investment. But what happens when you need to make a claim? At Next Level Insurance Agency LLC, we want homeowners in Hanover Park, IL, to be informed about the “Dos and Don’ts” when it comes to making home insurance claims.

Do: Report the Claim Immediately

After a significant incident, notify your insurer as soon as possible. Quick reporting can expedite the claim process and mitigate any further damage.

Don’t: Make Repairs Before Documenting Damage

Inspect and record all damage before making any repairs. If necessary, take photographs or video footage. This documentation will be crucial evidence for your insurance claim.

Do: Keep a Record of Conversations

Document all correspondence and conversations with your insurance company. This record will be helpful if disputes arise during the claim process.

Don’t: Dispose of Damaged Items

Keep any damaged items until the insurance adjuster has reviewed them. Throwing them away prematurely could impact your claim.

Do: Work with a Reputable Insurance Agency

Working with a reliable and experienced insurance agency, such as Next Level Insurance Agency LLC, improves your chances of having a smooth claim process. Our team is committed to leading homeowners in Hanover Park, IL, through the intricacies of home insurance claims, making the procedure less daunting.

Contact Next Level Insurance Agency

Whether you’re making a home insurance claim or seeking more information about home insurance policies in Hanover Park, IL, don’t hesitate to contact Next Level Insurance Agency LLC. Our team of experienced professionals is readily available to provide you with the support you need to protect your home investment.

You have homeowners insurance for your Hanover Park, IL property, but what happens if you need to make a claim? If there is a significant loss, such as due to a burglary or a fire, you may need to be able to provide details about your loss. You will be grateful during that time if you have a home inventory. Next Level Insurance Agency LLC can help you determine the best way to inventory your belongings.

Make a Plan

Don’t be overwhelmed by how big a task you are undertaking. If you make a plan, you can break the job into manageable parts.

• Choose how you want to organize your inventory. Do you want to go room by room? Do you want to do electronics first?
• List the basic information about every piece, such as the serial number, when you got it, and how much you paid.
• Keep proof of the value of your items, such as receipts.
• Count clothing as general items, such as "five blouses, ten t-shirts."
• Check to see if you need extra coverage on more valuable items like artwork, musical instruments, or jewelry.
• Find an app you like to store your info.

Keep Your Inventory Up-to-Date and Safe

Keep your inventory handy so it is easy to keep it updated. Add new purchases and serial numbers right away, and keep a backup file. Store a copy of your inventory outside your home in case something happens to your home.

Call Today So We Can Help

Making an inventory of your Hanover Park, IL, home is easier than you think. If you have any questions about making an inventory or would like to discuss your homeowner’s policy, please call Next Level Insurance Agency LLC today.